A Chicago Personal Injury Lawyer can help if you are ever involved in an auto accident, but the process can be made much smoother if you take the time to understand the “do’s” and “don’ts” of the situation now. If you were in involved in auto accident, would you know how to handle the situation? Have you thought about what you would do if you lost your ability to work?
Do understand your insurance coverage
It’s always a good idea to read and understand everything involved with your insurance policy. We know that’s not the most exciting thing you will ever read in your life, but if you’re in the dark about your insurance coverage, you don’t really know how well you are covered in case of an accident.
Capture the accident details
It is very important to record the details of the accident in writing while they are still fresh in your mind to get a clear picture of what happened. Documenting as many details as possible makes a big difference and don’t forget to keep records of all the expenses associated with the accident, from repairs bills to medical bills.
Contact the insurance company from the other party
Write a letter of notification to the insurance company of the at-fault driver and your own insurance company. This article from all-about-car-accidents.com offers some good tips and a sample letter that will help you get started.
Don’t Discuss the accident
It is very easy to start discussing the accident with the other driver, an insurance adjuster or someone else involved with the accident who stands to lose money. Do not participate in these discussions. What you say can be held against you later. Further, do not consent to having your comments recorded in any way.
Don’t sign anything
An attorney representing the at-fault driver may try to persuade you to sign away your rights to pursue damages for a small settlement. You need to consult an personal injury attorney illinois prior to signing any agreement related to the accident.
Do not take out an accident loan
Any financial assistance related to the accident should be reviewed by an attorney. Car accident loans are offered to victims when they are most vulnerable following an injury and lost wages. That being said, the terms and conditions may not be in your best interest. A personal injury lawyer in Illinois can help you navigate this type of assistance if it is truly needed.
No one expects to be in accident and the thought of dealing with an injury following an accident is not something anyone wants to think about. However, if you know your insurance coverage and pitfalls to avoid before an accident occurs, you will improve your ability to be properly compensated. A Chicago Personal Injury Law Firm is the best place to start. Familiarize yourself with the best attorneys in your area.
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Thanks for sharing this information on what to do after a personal injury accident. It was very detailed and had some helpful tips. Have a great rest of your weekend.
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