Reporting the Accident
It's important that you notify your employer of your accident immediately. Although the state of Illinois allows a 45 day window for reporting a work-related injury, any wasted time could result in the delay of benefits or possible claim denial. You can provide either oral or written notification of the accident, however, a written notice detailing the date, place, and nature of the accident is the best way to avoid any problems with your claim. Lastly, the accident must be reported to the proper entities such as management or human resources. Providing notice to a fellow employee with no managerial authority is not considered notice to the employer.
Understanding Employer Responsibility
Upon receiving notice of your work-related accident, your employer is required to provide any necessary first aid or medical services. Regardless of whether your employer doubts your claim, they must inform their workers' compensation insurance carrier or administrator of your injury. According to Illinois law, if it is determined that you are unable to work for more than 3 days as a result of the injury, your employer must either begin benefit payments, provide you with written explanation of what additional information they require prior to beginning payments, or give you a written notice detailing why benefits are being denied. If you feel you are wrongfully being denied benefits, it's wise to consult with a Chicago worker's compensation lawyer.
Hiring a Chicago Workers' Compensation Lawyer
Hopefully, you won't experience any issues with your claim, but the help of a Accident Lawyer Illinois may be required if:
- You believe that your claim was wrongfully denied
- Your employer has retaliated against you due to your claim
- Your benefits are unduly delayed
- There is a problem with the treating physician
- Your claim involves a third party
Remember that knowledge
is power. By educating yourself on the workers' compensation process, you can
protect yourself in the event of an accident.
